There was a very interesting question posted on our local community Facebook page the other day. The original poster was looking for a financial advisor recommendation. Specifically, someone that could help with retirement planning and to help answer big questions like paying down a mortgage versus saving. In this case, the poster also made it clear they were not looking for commission-based help that would “push products”. The comments section of the post was quite lively and largely civil. I reviewed all the responses and most of them fell into four main categories: Specific advisor recommendations (i.e. precisely answering what the original poster had asked). Good job to those posters! Suggestions to use “free” advisors such as big bank or institutional advisors Suggestions that advisors were not needed and that you can just “do-it-yourself”. This was often accompanied by a suggestion to watch Youtuber “X”, read book “Y”, or consult website “Z” Specific, some good but most bad