Have you ever sat down and thought about what that daily $3 coffee is costing you in lost savings? If you have, by the way, you're not alone, there's even a popular book about it called The Latte Factor . Or maybe you've decided to setup a budget - you download a budgeting app and start tracking each and every expense, only to abandon it two months later because it's just too much work. With personal finance, it's easy to get caught up in the details of everyday expenses. However, author and financial expert Ramit Sethi in his book I Will Teach You to Be Rich , suggests a different approach: asking $30,000 questions before focusing on the less important $3 questions. His idea is to prioritize significant and material financial decisions that have an outsized potential to build wealth, success, and happiness. That is, he suggests spending way more time researching and considering important life decisions versus trivial day-to-day decisions. OK, so what are $30,